Law Offices of Joseph J. Mancuso, PA

Products And Services

• Chapter 7

  If you are buried in debt with no hope of repayment or catching up on monthly payments, filing for Chapter 7 bankruptcy may be the solution for you. Filing for Chapter 7 can mean a fresh financial start for you and your family. Freedom from crushing debt, creditor collection abuse, and financial struggle may be just a few weeks away. Let our firm help you get there! Your initial consultation is free.

  Link: Chapter 7

• Chapter 13

  In Chapter 13, your debts are negotiated down and a payment plan is developed in order to pay off creditors in a 3 to 5 year period. While some debts can't be discharged by bankruptcy, the majority of most people's debts can be. The sooner you get started with the bankruptcy process, the sooner you may be on more stable ground. Begin a free case evaluation with your Chapter 13 lawyer today.

  Link: Chapter 13

• Chapter 11

  Chapter 11 bankruptcy is available for both businesses and individuals—although it is primarily used by companies. It is often referred to as "reorganization bankruptcy" because it allows people to reorganize their debt so that they can pay off the creditors. Want to know if this type of bankruptcy is right for you? Set up a free case evaluation with a Chapter 11 lawyer at the Law Offices of Joseph J. Mancuso, PA today.

  Link: Chapter 11

• Foreclosure

  If you are facing foreclosure or wrongful foreclosure, is vital that you have the skilled representation of a foreclosure attorney. Whether you want to stop foreclosure through Chapter 13 bankruptcy or get out from under a mortgage that is strangling your finances, our firm in Central Florida may be able to negotiate with lenders on your behalf. Contact us online or call our firm to begin a free intiial consultation!

  Link: Foreclosure

• Debt Settlement

  Debt settlement may allow you to negotiate your monthly credit card bill and transform it into something you can actually afford. Our debt settlement lawyers represent clients when dealing with creditors and allow them to avoid bankruptcy. Debt settlement is different than credit counseling in that it is normally quite a bit faster. If you intend on settling with a creditor, ensure that a debt settlement attorney removes any negative listings from your credit. Contact us today to learn more!

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• Short Sale

  Short selling is often a good solution for a home buyer who has purchased a home that is now worth far less than the original purchase price. In such cases, a "short sale" could be a good option to resolving the situation and avoiding foreclosure. Our legal team can assist clients with determining how a short sale could be worked out and they also guide clients through the process. If you purchased a home and it is now worth far less than the original buying price, it is crucial that you contact us to discuss your various options -- reach out today!

  Link: Short Sale

• Wrongful Foreclosure

  Wrongful foreclosure can occur when a lender begins the foreclosure process on an individual illegally. If your lender accepted a partial payment from you while in the middle of the foreclosure process and continued to foreclose on the property, it is considered a wrongful foreclosure. If you believe your lender has illegally foreclosed on your home, we may be able to recover financial damages from the lending institution. Our firm can help you determine whether or not you have a viable case against the lending institution. With the help of an Orlando wrongful foreclosure lawyer, you may be able to recover emotional and financial damages.

  Link: Wrongful Foreclosure

• Repossession Defense

  If you have defaulted on a payment or loan for your property such as your car or house, creditors may seize your property. Our firm may be able to assist you in saving your car or home from repossession. Debt relief may be available to you in the form of filing for bankruptcy or other alternatives. The best thing to do is to speak with an attorney to find out what action is right for you.

  Link: Repossession Defense

• Mortgage Modification

  Mortgage modification is also known as a loan modification, restructuring, or a workout plan. This can be used as a form of foreclosure defense or to avoid bankruptcy. Our loan modification attorneys know how to properly negotiate with the mortgage companies in order to give you and your family peace of mind. You may be able to keep your home and relieve the stress of high mortgage rates all at once. Don't wait to speak with a mortgage lawyer in Orlando. If the foreclosure process begins it may be too late for you. Act now while you still have options.

  Link: Mortgage Modification

• Mortgage Deficiencies

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• Fair Credit Reporting Act Violations

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• Deceptive Trade Practices Lawsuits

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• Consumer Protection

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• Collection Abuse

  Link: Collection Abuse

• Credit Discrimination

  Link: Credit Discrimination

• Credit Card Lawsuit Defense

  Link: Credit Card Lawsuit Defense

• Bankruptcy

  Link: Bankruptcy